Personal Wealth Plan · New Zealand
What could your money make possible?
Financial planning and investment advice to help you understand what your money could support, and how to use it.
Could you work less, help your children or enjoy more of what you've earned without compromising your future?
Start the conversation
Start with the bigger picture
You already have a financial plan. The question is whether you chose it.
Every mortgage repayment, KiwiSaver contribution, investment and financial decision is taking you towards an outcome.
But is it the one you want?
More wealth isn't always the next move.
Another investment property, a bigger savings target, a few more years at work. Any of them might make sense. But only if they're getting you somewhere you want to go.
We test the alternatives, whether you're still building wealth, ready to work less or already drawing on what you've saved.
Then we tell you what we'd recommend, what can stay as it is and what deserves your attention first.
Start the conversationYour Personal Wealth Plan
Hypothetical example, not advice. Your recommendations come from your own numbers and circumstances.
The FoundHer approach
We work out what's enough. Then how to invest towards it.
What you'll need. What you can afford. How your money should be organised.
-
The numbers
Establish what comes in, what goes out, what you own and owe, and how much you need to keep available.
-
The possibilities
Model different working, spending and retirement decisions. See what changes, what holds up and what the trade-offs are.
-
The investments
Recommend what to keep accessible, what to put towards debt and how to allocate investments around your time horizons.
A plan for the decisions ahead.
You'll know what we'd recommend, why it fits your finances and which decisions to make first.
When the numbers change the conversation
Not every plan tells you to do more.
You might need to save more. Or the modelling might show that another property isn't necessary, a smaller change will do, or working less is closer than you thought.
The value is knowing which moves matter for your future, and which ones you can stop second-guessing.
In their own words
I feel far more informed now. I don't need to overhaul everything, but I have far more clarity and peace of mind for the future and what I'm building.
Read full testimonial Close full testimonial from Lorna Chaplin
I was apprehensive about committing the money to a wealth plan with Found Her, having had a relatively poor experience with a more "traditional" advisor in the past, but I'm so pleased I did.
Before, I knew I was fairly organised, but I definitely didn't pay enough attention to the details, or have much of a plan or goals.
Zara was able to highlight areas that could be managed far better with quite simple changes, like my KiwiSaver, or my investments, and showed me what my life could look like based on different decisions and scenarios, which was really helpful to see mapped out, and also quite exciting to see the possibilities.
I feel far more informed now. I don't need to overhaul everything, but I have far more clarity and peace of mind for the future and what I'm building.
On top of that, Zara is just genuinely lovely to chat to, she really is trying to ensure women know their worth and their value, and I value that so much.
What truly made the experience impactful were Zara's thoughtful, probing questions. They challenged me to reassess my financial priorities and, as a result, I've developed a far more effective and meaningful long-term plan that genuinely supports my needs.
Read full testimonial Close full testimonial from Ingrid Gillingham
I've always felt confident in my ability to manage money and understand the principles of building wealth. However, working with Zara elevated that understanding by helping me align financial strategies with my personal values and long-term goals. She provided clear, structured options that made my financial future feel both achievable and purposeful.
What sets Zara apart from many other financial advisors is her unique insight into the psychological factors that influence our financial behavior. She skillfully bridges the emotional and practical sides of financial planning, ensuring that both are considered in a cohesive strategy.
What truly made the experience impactful were Zara's thoughtful, probing questions. They challenged me to reassess my financial priorities and, as a result, I've developed a far more effective and meaningful long-term plan that genuinely supports my needs.
Work with FoundHer
Your Personal Wealth Plan
A clear view of what your money could support, where it needs to go and what we'd recommend doing first.
Across three initial meetings, we establish your position, model the decisions ahead and explain our recommendations.
- Your cash flow, assets, debts and current financial position.
- Modelled options for the choices ahead, including retirement spending where relevant.
- Recommendations for cash reserves, savings, debt, KiwiSaver and strategic investment allocation.
- Your written Personal Wealth Plan and FoundHer Allocation Map.
- A prioritised action roadmap, with scheduled reviews and check-ins during your initial engagement.
Where specialist mortgage, insurance or tax advice is needed, we can work alongside the relevant professionals.
The plan establishes your investment strategy and allocation. Specific fund recommendations and implementation support are available when included in your agreed investment advice service.
Someone to call when the plan meets real life.
Working less, changing your spending or making a big investment decision? With an ongoing agreement, we review your strategy and investments at agreed intervals and help assess new decisions within your service scope.
Have one specific decision in mind? Our Scoped Financial Advice service may be a better fit.
Ask about Scoped AdviceWhat decision is on your mind?
Tell us what you're weighing up. We'll discuss whether a Personal Wealth Plan is the right place to start.
Having trouble with the form? Use our enquiry page .
Your free adviser guide
Still shopping around?
Good. You should be.
Before You Pay for Financial Advice
Know what to ask about fees, scope, investment recommendations and ongoing support before choosing an adviser.
Use these questions on us, too.
Get the free guideEnter your details to request the guide.