Financial planning for life's biggest transitions
There's a real gap between the advice people need and the advice they can get. We close that gap with fee only, independent planning that gives you clear, straight answers.
Simple, seamless advice, built around the questions you have.
Advice that gets out of your way
Getting good advice shouldn't be complicated. Every part of working with us is built to feel simple and clear, so you can get an answer and get on with your life.
Ask
Bring the question or decision that's on your mind, however big or small it feels.
Get Clarity
We give you a straight, independent answer, grounded in your actual numbers and goals.
Move Forward
You leave with a clear next step, and the confidence to act on it.
One decision, or the full picture
Whether you've got a single question on your mind or want an ongoing strategy, there's a starting point built for where you're at.
The Ultimate Money Date
Should you sell the house? Take the redundancy payout? Fix your mortgage or ride it out? Move your KiwiSaver? Get a clear, straight answer on the one decision you're weighing up right now.
- One topic, one clear answer
- No pitch, no follow up unless you ask
- Advice that feels simple, not stressful
The Wealth Plan
Investment analysis, property analysis, retirement projections, risk profiling and cashflow, an ongoing plan built around your actual life, not a template.
- Retirement, separation and inheritance covered
- Full investment and property analysis
- Ongoing support as life changes
Not sure which fits? See both in detail on the Wealth Plan page →
Good advice is harder to find than it should be
Most financial advice is built for straight line careers, steady income and predictable life stages. Real life rarely works that way. Pay gaps, career breaks, separations, inheritances and unexpected transitions all change the plan, and most advisers aren't built to help with that.
We started FoundHer to close that gap. Every recommendation is fee for service only. We never take a percentage of your KiwiSaver or investments, and there is no minimum portfolio to work with us.
"We measure our success by how much wealth stays in our clients' pockets, not by how much we earn from managing it."
Redirecting wealth back to our clients
Every dollar not spent on commissions or asset fees is a dollar that stays invested, compounding, in your future. Here's the running total.
"Wealth Rescue" is the projected 30 year difference between a standard 1% industry adviser fee and the FoundHer fee only model, based on a $100k portfolio with $1k per month contributions, for current clients.
Zara Malcolm
Money has never been just numbers to me.
I've built a house deposit, then chose to spend it travelling the world. I've bought property. I've changed careers. I've navigated a separation. I've made decisions that looked unconventional to some people but were completely right for the life I wanted to build.
Those experiences taught me something I don't think enough people talk about: financial decisions are rarely just financial. They're emotional. They're personal. They're often made during some of the biggest transitions of our lives.
That's why my approach to financial advice is different.
I help people cut through the noise, understand their options, and make decisions they feel genuinely confident about, whether that's investing, buying a home, navigating a separation, planning for retirement, or simply building wealth that gives them more choice.
Because great financial advice isn't about telling you what you should do. It's about helping you understand what's possible so you can build a life that's right for you.
Ready to talk it through?
Book a free Clarity Call. No pitch, just a straightforward look at where you stand and what's possible.
Book a Clarity Call →