About FoundHer

A bigger picture for your money.

Financial planning, investment advice and KiwiSaver for the life you’re building.

A decision about investing can change when you also want to work less, help family or buy a home. FoundHer brings those connections into the conversation, so your strategy reflects what matters to you.

Start the Conversation How we work

Our approach

The whole picture, before the next decision.

We bring financial strategy and investment advice together, with a clear view of the choices your money needs to support.

  1. Start with the life.

    We explore your priorities, the choices you’d like to have and what enough means for you. That gives your financial strategy a purpose.

  2. Connect the moving parts.

    Income, investments, property, debt and KiwiSaver influence each other. We consider how they fit together before recommending a course of action.

  3. Test the options.

    Financial projections and scenario modelling help us explore the trade-offs, so you can see how different decisions may affect your plans.

  4. Make the next step clear.

    You leave with recommendations and a clearer understanding of what they mean for you. The scope of any further support is agreed together.

Zara Malcolm, founder and financial adviser at FoundHer

The person behind FoundHer

Hi, I’m Zara.

Founder & Financial Adviser

My own decisions about property, career changes and travel have shaped how I see money: as a way to create options for the life you want.

I bring that perspective to my work with clients, helping you understand your choices and put a financial strategy around them, with space for both the numbers and the priorities behind them.

I hold an accounting degree and the NZ Certificate in Financial Services (Investment).

Ways to work with us

Start with what you need.

Financial planning, scoped investment advice and KiwiSaver advice are available now. FoundHer Invest’s dedicated ongoing portfolio service is coming soon.

Plan

Personal Wealth Plan

A comprehensive financial strategy that connects what you have, what you’re deciding and what you want your money to make possible.

Start the Conversation

Decide

Scoped Advice

Focused advice for a particular decision or part of your financial life, including investment planning where that scope is appropriate.

Start the Conversation

Invest

FoundHer Invest

A dedicated ongoing investment advice and portfolio monitoring service is in development.

Coming soon

KiwiSaver

KiwiSaver Advice

Standalone KiwiSaver advice to help you understand your options and how your KiwiSaver fits your goals.

Explore KiwiSaver advice

A few useful answers

Before we start the conversation.

How we work, what we can help with and how we’re paid.

Who does FoundHer work with?

We work with individuals and couples who want to make considered decisions about their money, including professionals, business owners and people planning for retirement. You can come with a specific decision or a need to bring the wider financial picture together.

Can I come to FoundHer just for KiwiSaver advice?

Yes. KiwiSaver advice is available as a standalone service. You don’t need a Personal Wealth Plan to work with us on your KiwiSaver.

How do you recommend investments?

We consider your goals, investment timeframe, risk tolerance and wider financial circumstances. We work with a selected panel of providers and use independent research to inform investment portfolio recommendations.

Do I need a full wealth plan before getting investment advice?

The scope depends on your situation and the decision in front of you. Scoped Advice can address a specific question. If the decision affects several parts of your financial life, a Personal Wealth Plan may be a more useful starting point. We’ll help you work out the appropriate scope.

Can I work with you once, or have ongoing support?

We offer one-off financial planning and scoped advice, and you can return for reviews as your circumstances change. FoundHer Invest, our dedicated ongoing investment advice and portfolio monitoring service, is coming soon.

How is FoundHer paid?

Financial planning and Scoped Advice: We charge a fee for the work we agree to undertake.

Investment planning: We charge for investment planning. You can return for reviews, typically every six to 12 months. FoundHer Invest’s planned ongoing advice and monitoring option will have a portfolio fee.

KiwiSaver: We may be paid by the provider, depending on the provider. We’ll explain the arrangement that applies to you, including how we’re paid and any fees you would pay, before you proceed.

Can we work together remotely?

Yes. FoundHer is based in Auckland and works with clients across New Zealand.

Your next step

Let’s talk about what you’re deciding.

Tell us what’s happening in your financial world. We’ll help you work out the most useful next step.

Start the Conversation

Based in Auckland. Working with clients across New Zealand.