KIWISAVER ADVICE
Is your KiwiSaver working towards the future you want?
Personalised advice to assess your current fund, investment strategy and fees, with ongoing support as your circumstances change.
Book your KiwiSaver meetingComplimentary initial meeting · 30 minutes
A CLEARER PICTURE
Is your KiwiSaver still right for you?
Most people know their KiwiSaver balance. Fewer know whether their fund, level of risk, fees and investment strategy are right for what they're working towards.
We look at your KiwiSaver in the context of your wider financial picture, so you can feel confident your strategy still makes sense.
Your goals
and when you'll need the money.
Your current fund
and investment strategy.
Fees and performance
in a meaningful context.
Your contributions
and overall financial plan.
START WITH YOUR QUESTION
What are you trying to figure out?
There's no single reason to review KiwiSaver. Choose what's closest to your situation and see what we'd look at together.
ONGOING ADVICE
More than a recommendation.
Our relationship doesn't end once you've received your advice. Ongoing support means you have someone in your corner as your life and financial circumstances evolve.
Annual personal reviews
We revisit your circumstances, goals and investment strategy.
Investment and fund assessments
We review your fund, diversification, fees and suitability.
Advice when life changes
You can come back whenever a significant decision arises.
Guidance through market uncertainty
We help you put market movements into perspective.
Implementation support
We explain what needs to happen and help you navigate the process.
HOW IT WORKS
A clear, structured process.
Discovery
A complimentary 30-minute meeting to understand your goals, circumstances, current KiwiSaver and investment preferences.
Research and recommendations
We assess your circumstances, review suitable options and prepare a personalised Statement of Advice.
Advice meeting
We explain our recommendations, relevant risks and costs, answer your questions and assist with implementation if you choose to proceed.
Ongoing advice
Where an ongoing servicing arrangement is agreed, we provide reviews and further advice as your circumstances and investment needs change.
THE ADVISER BEHIND THE ADVICE
KiwiSaver is one part of your financial life.
I'm Zara Malcolm, a financial adviser and the founder of FoundHer. My role is to understand how your money fits together, then make recommendations you can follow and understand.
We consider the wider picture because the right KiwiSaver decision depends on more than a fund's past returns.
Have a conversation with FoundHer →TRANSPARENCY & CLARITY
Your KiwiSaver questions, answered.
Understanding how financial advice works should feel straightforward.
Is the first KiwiSaver meeting complimentary?
Yes. Your initial 30-minute meeting is complimentary. We'll discuss your circumstances, goals and current KiwiSaver arrangements, and explain our advice process before you decide whether to proceed.
How is FoundHer paid for KiwiSaver advice?
Depending on the advice and servicing arrangement, FoundHer may receive remuneration from KiwiSaver providers and/or ongoing advice fees from clients. We'll explain the applicable fees, remuneration and any relevant conflicts of interest before you agree to proceed.
Will I need to change KiwiSaver providers?
Not necessarily. Your existing provider and fund may already be suitable. Any recommendation to change will be based on your circumstances and the reasons for doing so.
What happens after the first meeting?
If you decide to proceed, we'll complete our research and prepare personalised recommendations in a Statement of Advice. We'll then meet to explain the advice, answer your questions and discuss implementation and ongoing servicing.
Can you help if I'm approaching retirement?
Yes. We can review your KiwiSaver investment strategy in light of your retirement timeframe, risk preferences and anticipated withdrawals. Broader retirement income planning may require a separate advice engagement.
THE NEXT STEP
Let's take a proper look at your KiwiSaver.
Start with a complimentary 30-minute meeting to discuss your KiwiSaver, financial goals and circumstances.
We'll ask about your wider financial position because your KiwiSaver strategy should make sense alongside the rest of your financial life.
Complimentary initial meeting · 30 minutes