Financial planning for life's biggest transitions
Flat-fee financial planning designed for life's biggest financial decisions, including careers, property, separation, investing, retirement, and financial independence.
Take the First StepA short assessment, see if we're the right fit before any call.
56%of New Zealanders don't feel prepared for retirement.
You're not behind. You're just unadvised.
The balance looks okay. But okay for what? Retiring at 55? Helping the kids buy their first place? Two trips away a year without doing mental maths first? Nobody's actually run the numbers on your life. You've just been hoping they add up.
One decision, or the full picture.
One Off Session
The Ultimate Money Date
One 60 minute session to answer a specific money question, whatever it is. Fix or float, sell or hold, redundancy, KiwiSaver, an investment property, or anything else keeping you up at night.
Comprehensive Plan
The Wealth Plan
A full financial planning strategy covering cashflow, future cash modelling, goals based investing, KiwiSaver, and insurance, built to help you navigate whatever life brings next, with ongoing support to keep it on track.
Why FoundHer?
Advice without hidden incentives
Fee-only guidance with no commissions and no percentage-based asset fees influencing our recommendations.
Save mental load & money
We review the full picture, streamline what’s not working, and optimise where possible so your money works smarter, without the stress.
Built for women’s realities
Financial planning designed around the complexity, ambition, and life stages women actually navigate.
Client Love
Kim finally UNDERSTOOD HER OPTIONS
I'd been in the default fund for 8 years. I didn't even know other options existed.
"Zara explained everything so clearly and was super friendly. I'm so glad I booked in to get this sorted."
— Kim Barnes
Jess found $16K BLEEDING into rentals
I was so focused on "positive cashflow" that I couldn't see it.
"I think you're spot on about the $16k just bleeding into the rentals. Really appreciate you running through this with me properly."
— Jess
Lauren DIDN'T DREAD the conversation
I thought I'd feel judged or stupid. I actually didn't dread talking about money for once.
"Honestly you are so easy to talk to. That was such a relief. You made it feel really straightforward."
— Lauren
Ingrid stopped playing it TOO SAFE
I was confident with money — but playing it safe was quietly costing me flexibility.
"Zara helped me align strategy with values. She bridges the emotional and practical sides — something most advisers miss."
— Ingrid Gillingham
She went from ANXIOUS TO EXCITED
Around Christmas I felt anxious and unsure. I didn't really understand my numbers or what was actually possible for me financially.
"Now I feel excited. It's a huge difference. Selling the house is a big decision, but I feel really comfortable making it because I can clearly see there are better things I can do with that money."
Brieana went from AVOIDANT TO ORGANISED
I felt disorganised and disconnected from my money. I needed someone who got the emotional side.
"I now feel confident and clear. I'm even excited by the topic — a big shift from how avoidant I felt in the past."
— Brieana Thompson
Client Love
Kim finally UNDERSTOOD HER OPTIONS
I'd been in the default fund for 8 years. I didn't even know other options existed.
"Zara explained everything so clearly and was super friendly. I'm so glad I booked in to get this sorted."
— Kim Barnes
Jess found $16K BLEEDING into rentals
I was so focused on "positive cashflow" that I couldn't see it.
"I think you're spot on about the $16k just bleeding into the rentals. Really appreciate you running through this with me properly."
— Jess
Lauren DIDN'T DREAD the conversation
I thought I'd feel judged or stupid. I actually didn't dread talking about money for once.
"Honestly you are so easy to talk to. That was such a relief. You made it feel really straightforward."
— Lauren
Ingrid stopped playing it TOO SAFE
I was confident with money — but playing it safe was quietly costing me flexibility.
"Zara helped me align strategy with values. She bridges the emotional and practical sides — something most advisers miss."
— Ingrid Gillingham
She went from ANXIOUS TO EXCITED
Around Christmas I felt anxious and unsure. I didn't really understand my numbers or what was actually possible for me financially.
"Now I feel excited. It's a huge difference. Selling the house is a big decision, but I feel really comfortable making it because I can clearly see there are better things I can do with that money."
Brieana went from AVOIDANT TO ORGANISED
I felt disorganised and disconnected from my money. I needed someone who got the emotional side.
"I now feel confident and clear. I'm even excited by the topic — a big shift from how avoidant I felt in the past."
— Brieana Thompson
Client Love
Kim finally UNDERSTOOD HER OPTIONS
I'd been in the default fund for 8 years. I didn't even know other options existed.
"Zara explained everything so clearly and was super friendly. I'm so glad I booked in to get this sorted."
— Kim Barnes
Jess found $16K BLEEDING into rentals
I was so focused on "positive cashflow" that I couldn't see it.
"I think you're spot on about the $16k just bleeding into the rentals. Really appreciate you running through this with me properly."
— Jess
Lauren DIDN'T DREAD the conversation
I thought I'd feel judged or stupid. I actually didn't dread talking about money for once.
"Honestly you are so easy to talk to. That was such a relief. You made it feel really straightforward."
— Lauren
Ingrid stopped playing it TOO SAFE
I was confident with money — but playing it safe was quietly costing me flexibility.
"Zara helped me align strategy with values. She bridges the emotional and practical sides — something most advisers miss."
— Ingrid Gillingham
She went from ANXIOUS TO EXCITED
Around Christmas I felt anxious and unsure. I didn't really understand my numbers or what was actually possible for me financially.
"Now I feel excited. It's a huge difference. Selling the house is a big decision, but I feel really comfortable making it because I can clearly see there are better things I can do with that money."
Brieana went from AVOIDANT TO ORGANISED
I felt disorganised and disconnected from my money. I needed someone who got the emotional side.
"I now feel confident and clear. I'm even excited by the topic — a big shift from how avoidant I felt in the past."
— Brieana Thompson
Client Love
Kim finally UNDERSTOOD HER OPTIONS
I'd been in the default fund for 8 years. I didn't even know other options existed.
"Zara explained everything so clearly and was super friendly. I'm so glad I booked in to get this sorted."
— Kim Barnes
Jess found $16K BLEEDING into rentals
I was so focused on "positive cashflow" that I couldn't see it.
"I think you're spot on about the $16k just bleeding into the rentals. Really appreciate you running through this with me properly."
— Jess
Lauren DIDN'T DREAD the conversation
I thought I'd feel judged or stupid. I actually didn't dread talking about money for once.
"Honestly you are so easy to talk to. That was such a relief. You made it feel really straightforward."
— Lauren
Ingrid stopped playing it TOO SAFE
I was confident with money — but playing it safe was quietly costing me flexibility.
"Zara helped me align strategy with values. She bridges the emotional and practical sides — something most advisers miss."
— Ingrid Gillingham
She went from ANXIOUS TO EXCITED
Around Christmas I felt anxious and unsure. I didn't really understand my numbers or what was actually possible for me financially.
"Now I feel excited. It's a huge difference. Selling the house is a big decision, but I feel really comfortable making it because I can clearly see there are better things I can do with that money."
Brieana went from AVOIDANT TO ORGANISED
I felt disorganised and disconnected from my money. I needed someone who got the emotional side.
"I now feel confident and clear. I'm even excited by the topic — a big shift from how avoidant I felt in the past."
— Brieana Thompson
Client Love
Client Love
Jess found $16K BLEEDING into rentals
I was so focused on "positive cashflow" that I couldn't see it.
"I think you're spot on about the $16k just bleeding into the rentals. Really appreciate you running through this with me properly."
— Jess
She went from ANXIOUS TO EXCITED
Around Christmas I felt anxious and unsure. I didn't really understand my numbers or what was actually possible for me financially.
"Now I feel excited. It's a huge difference. Selling the house is a big decision, but I feel really comfortable making it because I can clearly see there are better things I can do with that money."
Lauren DIDN'T DREAD the conversation
I thought I'd feel judged or stupid. I actually didn't dread talking about money for once.
"Honestly you are so easy to talk to. That was such a relief. You made it feel really straightforward."
— Lauren
Things you may be
thinking.
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Traditional advice often focuses on selling standard financial products or managing your investments for a percentage fee. FoundHer is different. We focus entirely on women, providing a clear plan designed for your real life, career path, and personal goals. You get honest guidance tailored to how women experience money, without a pushy sales pitch.
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We embrace modern technology and use smart tools behind the scenes to keep our work efficient. However, we believe financial choices are deeply personal and require real human empathy. Your plan is always guided and shaped by a real adviser who understands your unique story. We are fully committed to using technology responsibly. You can read our AI Transparency & Ethics Statement to see exactly how we balance innovation with human-first advice.
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Many of our clients are capable DIY investors who already know their way around shares or property. They don't need a beginner's lesson. They come to us to pull all their moving parts together into one clear blueprint. We look at the big picture, check for any blind spots you might have missed, and make sure your investment choices actually line up with your long-term goals.
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Yes. This is exactly when independent advice matters most. Going through a life transition like a divorce, separation, or managing a sudden inheritance involves big choices and high emotions. We act as a calm partner to help you see exactly where you stand financially before you sign legal papers or move your money, protecting your future when things feel overwhelming.
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We advise on investment planning, risk planning, tax planning, and KiwiSaver. While we discuss specific products and work with accredited providers, we do not implement the investments for you and we do not monitor them daily. We give you the roadmap and you stay in control of your accounts.
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While we don't manage your money day to day, we don't just leave you to figure it out alone. We have an ongoing membership you can enquire about. This gives you quarterly or bi-annual check-ins with us to review your progress, adjust for life changes, and make sure your plan keeps working for you over time.
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A good financial plan won't stick unless your mind is on board too. How you feel about money is a huge part of your success. Throughout the planning process, we give you simple exercises to help you get clear on your "why" and build financial habits that match your actual personality.