Retirement Planning NZ | FoundHer

Independent, fee-only financial advice · New Zealand

Retirement Planning NZ: Are you on track to retire comfortably?

100% Fee-Only — we work for you, not product providers

Time has a way of moving faster the closer you get to retirement. If you're 5 to 15 years away, you might be quietly asking yourself if what you've saved is truly enough to maintain the lifestyle you want.

You don't need a complicated financial lecture. You just need to know your numbers, understand your choices, and feel confident about what comes next.

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✓ 50+ Women Supported

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FSP1009249 · Registered Financial Adviser

Retirement Uncertainty | FoundHer

The reality check

The uncertainty of planning for
retirement in New Zealand

It is hard to look forward to the future when you feel like you are guessing rather than planning. Many women we speak with are carrying the weight of a few specific worries.

01

NZ Super

The gap in NZ Super

Wondering how far the government pension will actually stretch, and how much you need to bridge the gap yourself to keep living comfortably.

02

Property

Planning without property

In New Zealand, retirement security is almost always tied to owning a home. If you don't own a house, or your circumstances have changed, you might feel left out of the financial conversation entirely.

03

Clarity

Information overload

There is no shortage of financial tips out there, but sorting through KiwiSaver details and investment paths can feel paralysing when it is your life savings on the line.

Ignoring these questions doesn't make them go away.
It just leaves you anxious about a phase of life you should be excited to welcome.

From second-guessing to total control

Your path to a confident future

Reclaim your peace of mind.

True retirement financial planning isn't about staring at cold spreadsheets or trying to fit your life into a rigid corporate box.

You have spent your entire life working hard, taking care of others, and building a world for the people around you. Now, it is your turn to step into your power, look at your numbers with confidence, and design the next chapter on your own terms.

Imagine waking up tomorrow, thinking about your future, and instead of that familiar knot of worry, feeling a deep sense of calm.

Imagine looking at your savings and knowing, without a shadow of a doubt, that you are going to be okay. You actually know.

Here is how we work together to rewrite your financial story:

Swipe ➔

Phase 01

Know exactly where you stand

We pull back the curtain on your finances to give you an honest, clear, and judgment-free look at your current savings and assets. You will finally get a definitive answer to the question, "Am I on track?"

Phase 02

A roadmap built for real life

We translate the complexity of how to plan for retirement into a straightforward, actionable strategy. No financial lectures, no hidden agendas—just a practical guide that honors your hard work and protects your lifestyle.

Phase 03

Make your money work

We look at your current setup, including your KiwiSaver, to ensure your active savings are lined up perfectly with your personal timeline, giving you the freedom to look forward to your future with excitement.

You don't have to figure this out alone, and you don't have to leave your peace of mind to chance. Let’s take a look at your numbers together, simply and transparently, so you can build a life you love coming home to.

Book Your Free Clarity Call

Sleek Horizontal Testimonials

Real Stories from women who found clarity:

WEALTH PLAN • PROJECT MANAGER

Ingrid stopped playing it TOO SAFE

I was confident with money - but playing it safe was quietly costing me flexibility.

"Zara helped me align strategy with values. She bridges the emotional and practical sides - something most advisers miss."

✓ STRATEGY THAT FITS HER LIFE

— Ingrid Gillingham

WEALTH PLAN • 33, AUCKLAND

She went from ANXIOUS TO EXCITED

Around Christmas I felt anxious and unsure. I didn't really understand my numbers or what was actually possible for me financially.

"Now I feel excited. It's a huge difference. Selling the house is a big decision, but I feel really comfortable making it because I can clearly see there are better things I can do with that money."

✓ CONFIDENT ON $300K DECISION

WEALTH PLAN • WORKPLACE DEVELOPMENT

Brieana went from AVOIDANT TO ORGANISED

I felt disorganised and disconnected from my money. I needed someone who got the emotional side.

"I now feel confident and clear. I'm even excited by the topic - a big shift from how avoidant I felt in the past."

✓ FULL WEALTH STRATEGY

— Brieana Thompson

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Let’s get you the clarity you deserve

You’ve worked hard to get to where you are today. You shouldn't have to spend the next decade wondering if you will be okay. Let's take a look at your numbers together and build a plan you can feel confident about.