Waitlist now open  ·  Early access at $99  ·  Launches at $150  ·  Fee-only KiwiSaver advice  ·  No commissions  ·  Registered NZ financial adviser  ·  Waitlist now open  ·  Early access at $99  ·  Launches at $150  ·  Fee-only KiwiSaver advice  ·  No commissions  ·  Registered NZ financial adviser  · 

FoundHer · KiwiSaver Advice · Waitlist

New Zealand's first flat-fee KiwiSaver advice built for women.

We're launching soon. Join the waitlist and get early access at $99, a full $51 less than the launch price. Independent advice, no conflicts, no ongoing fees.

47 women already on the waitlist
$99
$150 at launch
Save $51

Waitlist price only. First come, first served.

19 spots remaining at the early access price

No payment now. We will email you when we launch with your exclusive link.

What you get for $99.

✓A written fund recommendation from a registered NZ financial adviser, based on your fees, values, risk tolerance, and life stage
✓A provider suggestion from our independently vetted accredited list
✓Your projected retirement balance at 65, actually modelled on your real salary, balance, and contributions
✓The cost of a career break on your KiwiSaver, made visible in dollars
✓The exact weekly contribution that moves the needle for you
✓No ongoing adviser fees. No percentage skimmed from your balance. Ever.

What to expect

Simple. Fast. Yours in 48 hours.

1

5 minutes

Take the quiz

Tell us about your goals, timeline, and life stage.

2

Instant

Pay $99

Early bird flat fee. No ongoing adviser fees on your balance. Ever.

3

24 to 48 hours

We review your data

A registered adviser reads your quiz and builds your personal Statement of Advice.

4

2 minutes

Review and sign

Read your plan and sign digitally.

5

Optional

Talk it through

Want to ask questions? Book a quick call with your adviser. On us.

What is inside your advice

A Statement of Advice built for your actual life.

Not a generic risk score. Not a fund brochure. A real, written recommendation that accounts for the things most KiwiSaver advice completely ignores.

01

Fund recommendation

The right fund for your goals.

A specific fund recommendation selected based on your fees, values, risk tolerance, and capacity. Not a generic algorithm.

02

Provider suggestion

Chosen from our accredited list.

We recommend a provider from our independently vetted list, assessed on fees, fund performance, and ethics.

03

Retirement projection

Your balance at 65 actually modelled.

A projection of your retirement balance based on your current contributions, salary, and life stage, including a snapshot of whether it covers your lifestyle.

04

Career break scenario

The cost of stepping back made visible.

We model what a career break costs your KiwiSaver by 65 so you can make that decision with eyes open.

05

Cost of doing nothing

What staying put is actually costing you.

The real dollar cost of staying in your current fund for another 12 months, so the decision to act is not abstract anymore.

06

Contribution sweet spot

The exact number that moves the needle.

Not "consider contributing more." The specific weekly amount that gets you to a real retirement target.

Statement of Advice

Prepared for: Sarah K. · June 2025 · Registered Financial Adviser

Fund Recommendation

Recommended fund

Fund typeGrowth
Recommended providerSimplicity
Annual fund fee0.31%
Values alignmentEthical ✓
Switch recommended

Why this fund

Based on your 28-year investment horizon, income stability, and ethical values, a growth fund with low fees and a strong long-term return track record is the most appropriate choice for your situation.

Staying in your current conservative fund costs an estimated $2,340 in lost growth over the next 12 months.

Retirement Projection

Your balance at 65

Current balance$38,000
Current contribution3%
Projected balance (current)$312,000
Projected balance (recommended)$448,000
At $95,000 annual spend, your projected balance funds approximately 4.7 years of retirement before NZ Super kicks in.

Career Break Scenario

If you take 2 years out (ages 32 to 34)

Estimated balance impact$18,400 less by age 65

This assumes contributions pause fully for 24 months. Voluntary contributions during parental leave would reduce this gap significantly.

Contribution Sweet Spot

The number that moves the needle

Current weekly contribution$43
Recommended rate4% ($58/wk)
An extra $15 per week gets your projected balance to $448,000, a $136,000 difference by retirement.
4% recommended
All six are included in your $99 early bird report.
This is not the forever price. When we launch publicly the price moves to $150. Lock in now and keep the difference.

Everything you need to know before you join.

When does this launch?

We are aiming to launch in approximately one month, timed around the April 2026 KiwiSaver contribution rate changes. Waitlist members will be the first to know and the first to get access. We will keep you posted every step of the way.

What is the $99 early bird price?

This is an early bird price available exclusively to waitlist members. When we launch publicly the price will be $150. The $99 is a thank you for being here early and a reward for backing us before we open the doors.

Do I pay $99 today?

No. There is no payment today. When we launch we will email you a link to access the service at the $99 early bird price. You decide then whether to go ahead. No obligation, no card details required now.

What if I miss the waitlist?

Once the 30 spots are filled the early bird price closes. After launch the price is $150. If you are reading this and spots are still available, now is the time.

Is this real financial advice?

Yes. Your Statement of Advice is reviewed and written by a registered NZ financial adviser. Not a quiz result, not a chatbot. A real person reads your answers and puts their name on your recommendation.

What about the April 2026 KiwiSaver changes?

From 1 April 2026 the default KiwiSaver contribution rate increases from 3% to 3.5% for both employees and employers. This is exactly the kind of thing your advice will cover, including whether you should stay at the new default or contribute more. We will keep you posted with everything you need to know before we launch.

See the real cost of "free" advice

What does "free" KiwiSaver advice actually cost you?

KiwiSaver advisers can charge up to 0.75% of your balance per year in ongoing fees — whether called trail commission or an AUM fee. Move the sliders to see what that quietly costs you over time.

Starting KiwiSaver balance $40,000

Your current balance, used as the starting point for all projections

Annual KiwiSaver contributions $3,500

Total contributions per year from you and your employer (default: 3.5% of $100k salary)

Years until retirement 20 years

How many years until you plan to access your KiwiSaver

Adviser fee rate 0.50%

Percentage of your total fund balance charged per year (0.20% to 0.75%)

Adviser fees extracted
—
cumulative, adviser fees only
FoundHer waitlist price
$99
once, ever, no ongoing adviser fees
Move the sliders to see your savings.
Assumes 7% annual growth and $3,500 in annual contributions. The adviser fee is deducted annually from the total fund value after growth is applied. Does not include fund management fees, which are charged separately by your KiwiSaver provider.

The fund you are in right now will compound for the next 20 to 30 years.

Lock in your spot at $99 before we launch. No payment now. We will email you your exclusive access link the moment doors open.

Join the waitlist for $99 early access

Launches at $150. Waitlist members get in first at $99.